Bank of America Is Making Me Mad!

Bank of America has just made it on my list!

You are in for a Scotty Rant here.

I have dropped different companies in the past due to them "screwing me over". My MBNA credit card company royally screwed me a few years back. I had bill pay set up to do a set payment that was more than the monthly minimum. It was a credit card I got when I was younger and had a pretty high interest rate. I accepted that. But then the federal government made the credit card companies change their minimum payment calculations so people would not stay in debt as long.

I did not know this change was made and I did not check my monthly statement each and every month, like I should have. But when I opened it up, I found that the previous month my automatic bill pay was too low for the new minimum by around thirty bucks. They then jacked my interest rate to nearly THIRTY percent. Wow, talk about me being mad! I had been a customer for nearly nine years and not only did I get a slow-pay on my credit report they jacked my interest rate sky high.

I only saw red and I quickly used my tax refund to totally pay off that account and close my account with them, TO NEVER USE THEM AGAIN! When they asked me why I was closing the account I let them know that I was mad over them jacking my interest rate to 30% after making one mistake.

So now we have Bank of America. I have been with them since 1992. I opened a Versateler account, which was an account without any monthly fees, but you had to use an ATM to do everything. I opened my statement this month and saw a $5.95 service fee. I was a little upset that I was being charged $6 on an account that was supposed to be free. I called them up.

I told them I had a Versteler Account and now I am getting charged a fee. I was told that the Versateler accounts are no longer offered and my account was switched to something else. Imagine my surprise. This is only two months after I cancelled my BOA credit card because they wanted to charge a yearly fee.

So after 15 years of being a customer of BOA, they want to charge me to use my money. That is so nice of them I am going to go close my account with them.

You can bet I am mad. All I want is for people to stop nickle and diming me to death.